PAG IBIG Salary Loan Calculator
Looking to apply for a PAG-IBIG Salary Loan but want to know how much you can borrow and what your repayments will be. Our PAG IBIG Salary Loan Calculator can help! Simply enter your desired loan amount, term, and interest rate to get an instant estimate of your monthly repayments. With this tool, you can make informed decisions about your finances and plan your budget accordingly. Try it now and see how much you can save!
PAG IBIG has precisely guided how borrowers can calculate the salary loan. You may know PAG IBIG funding agency is the national savings program that brings Multi-Purpose Salary Loans for qualified borrowers. However, salary loan calculation is essential to know for those borrowers.
You must recall that PAG IBIG is established for housing loans mainly. Later we expanded it for further purposes, including various short-term, multi-purpose salary and calamity loans. Thus, you must know for what purposes it’s offering the loans.
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Purpose of PAG IBIG loan

PAG IBIG Eligibility Criteria for a Salary Loan
Do you want to qualify for a salary loan from the PAG agency? Absolutely yes, then must know the eligibility things for this achievement:

CHECK ALSO: Pag ibig Loan Calculator
Requirements for PAG IBIG Salary Loan

For your quick salary loan approval, accomplish these necessary documents first;
For self-employed Borrowers:
For Employed borrowers:
PAG IBIG Total Salary Loan Amount Calculation
Hence, once you’re applying for a PAG-IBIG loan, your loanable amounts entirely depend on your TAV. This total accumulation value is closely related to your income source and salary.
Though your contributed total amount is multiplied by to loan amount according to this official percentage:
Monthly Contributions | TAV |
24 – 59 months | More than 60% |
60 – 119 months | More than 70% |
120 months at least | More than 80% |
If your per month contribution is Php200.00. Then you can calculate how much amount you can get for this Salary Loan:
Let’s suppose: you are going to contribute for 35 months
Now, 35 months × Php 200 = Php 7,000
Php 7,000 × 60% = Php 4,200.00
Well, you can get your interest rate for a Salary loan per year. Fortunately, with your significant role in establishing this loan agency, we are bringing the lowest-rated loan throughout the country. Notably, our applicants have to pay an equal loan amount within their selected time duration.
Computation of PAG Salary Loan
Therefore, as PAG IBIG is a government entity. So we have made things easy for our applicants. You don’t always need to calculate your amounts manually.
Here is the Salary loan calculator of PAG IBIG for your quick calculations. It will thoroughly assist you in getting your percentage and guide you about your total payments.
Salary Loan application
The notable point is if the applicant is doing some job and visiting various cities continuously without any confirmed destination. PAG IBIG will never issue the loan letter or restrict the collaboration. It’s because the PAG organization works on the entire verification of your salary sources along with our personal details and destination. Though, the organization is not centralized for such different monthly contributing places.
Process after filling out the Salary Loan Application
Your Salary loan application will be accepted, and your loan will be issued as quick as flash. You may visit our official counter if you have not received your calculated amount after 23 working days.
Furthermore, your monthly Salary loan payment amount is automatically deducted from your registered Salary. It will be according to your chosen repayment method. Thus, a bank arrangement slip, PAG salary Loan fee, and verified documents are required for self-employing members.

FAQs
How do you calculate the loanable Salary amount of PAG IBIG?
PAG IBIG offers 80% of the applicant’s total loan amount. From your PAG savings, your amount will consist of your monthly contribution, official monthly percentage, and TAV.
Which amount does PAG IBIG offer you for your Salary loan?
You are applying for your Salary loan of about Php 1,250,000 to Php 6,000,000. PAG delivers 80% of this total amount. You can calculate your total Salary loan using the PAG IBIG official Calculator.
Is the salary loan accessible for all the applications in the Philippines?
PAG IBIG provides all citizens with loans for houses, multi-purposes, calamity, and short-term or long-term loans. The applicants need to comply with the eligibility criteria of this funding organization. So it’s accessible for all Government employed, self-employed, OFWs, and other workers. Hence, you have the PAG membership cards and can apply for the Salary loan.
Conclusion
PAG IBIG Funding organization gives the Salary loan amount to borrowers. However, you can get a multi-purpose Salary loan and fulfill your immediate financial needs. You have the Salary loan calculator that computes your required payment. If you’re a novice and applying for your initial loan, it’s an excellent pick for you to calculate your amount according to PAG’s official calculations. Get your PAG IBIG membership card and apply for the Salary loan. Ultimately enjoy your Salary loan now.
REF: https://www.yugatech.com/guides/how-to-apply-pag-ibig-salary-loan-online/