How to Pay PAG IBIG Housing Loan thru SM THE Full process

How to Pay PAG IBIG Housing Loan thru SM?

PAG IBIG favors borrowers by providing multiple loan payment channels. These channels can be offline and online; both approaches ensure that your payment has been received at the official branch on time.

The foremost dream of our generation is to establish a good home where our family may survive contentedly. Sometimes, our biggest achievement is establishing a furnished compartment for our parents. 

For struggling Filipino families, a financially supportive and legit program PAG IBIG brings affordable housing loans. This loan is accessible with tranquil repayment methods, and easy amortization has eliminated all the complications for borrowers. Among several payout options, the convenient and trustworthy method is via SM. 

How to Pay PAG IBIG Housing Loan thru SM?

How can you pay your PAG IBIG House Loan Payment via SM?

The most significant step is acquiring registration as a regular member of the SM shopping club while opting for your payouts. Regarding this, you have to fetch out the genuine SM store and upgrade your account with your valid ID. When you got the registration at the SM store as a member or user. You have a great chance of initiating your payments in all organizations that are accessible in this shopping club. 

So, when you’ve successfully registered at this club, you’re entirely able to utilize the App or online portal for making your payments. The housing loan payments are avail in PAG IBIG’s option. Your valid PAG MID code and further information are required to complete your loan-paying process in SM. 

The online system of SM permits you to enter the MID and other required documentary reports and then submit your process. Meanwhile, the Application facility provides a fascinating way of accomplishing your payments. 

However, if you’re picking any of these two methods, the notable point is don’t delay or miss your get your track record. Ensure your accurate information input and then complete the output record. This step is essential and keeps your penalties free.

How can you pay your PAG IBIG House Loan Payment via SM?

Step-by-Step Guide to Paying Housing Loan

Method-1

  • Visit SM Mall or its Service Counter
  • Wait shortly for your turn; make a confidential conversation with our service representative. You can inform him about your purpose for paying the Housing loan.
  • You can provide your PAG IBIG valid membership details:
  • Membership housing loan Account (HLA) code
  • Your MID with an accurate name 
  • Your income certificate
  • Registered contact number in PAG IBIG
  • Now you contribute by paying your loan amortization by check payment or cash.
  • Finally, obtain your payment proof receipt

Method-2

  • House-loan Account code
  • Valid name, MID or other documents
  • Click and ‘enter your shown code.’
  • Afterward, select the option of ‘Proceed your Application.’ and press the ‘Online Service’ option on the whole bills statement profile and then ‘Download’.
  • Get your billing statement printed.
  • Pay your housing mortgage amortization at any of your accessible SM centers monthly. You can also choose any other option like Metrobank branches or Bayad center.

Fortunately, the SM payout facility allows you to pay your home loans via debit card or credit card. You just need to follow the SM instructions and get registrations to pay your loan. Furthermore, the SM business center also accepts the PRN or your valid billing statement for housing loans. 

Step-by-Step Guide to Paying Housing Loan

What are the benefits of paying my Housing loan via SM Center?

You have plenty of advantages of paying your housing loan via SM stores. Majorly this approach is:

  • More reliable 
  • Accessible for a longer time
  • Provides multiple payment ways for your payment (debit, credit, cash payments)
  • Finally, you can spend quality time shopping in the excellent mall after paying your loan.

Final Verdict

PAG IBIG offers all loaners to pay their housing loan payments through easy-to-use options like SM Shopping Club. It’s one of the top-notch nationwide payment centers that work on your valid membership code. Thus, just by registering your membership account, the SM system will ask to manage your loan information. It quickly moves forward and confirms your payments without delay. Ultimately your housing loan payment has become seamless and easy.

Author

  • Marina Aguilar is a freelance writer and editor with a passion for personal finance and real estate. She has been writing about finance and housing for over five years and has worked with various clients, including banks, financial institutions, and real estate developers. Marina believes that everyone deserves access to affordable housing and is committed to helping Filipino workers achieve their dream of homeownership through the Pag-IBIG Fund's housing loan program. In her free time, Marina enjoys hiking, reading, and spending time with her family.

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