How to Pay PAG IBIG Housing Loan Thru Gcash full guide

How to Pay PAG IBIG Housing Loan Thru Gcash?

You acquire the PAG IBIG Housing Loan payment. Hence, it’s a grand amount, and now you are looking for the appropriate repayment plan. Whatever the reason is the majority of Filipinos are hesitant about online transactions. They might be scared of losing an enormous amount somewhere between the online systems. For instance, your interest package is in P2,000 – P35,000 range.

How to Pay PAG IBIG Housing Loan Thru Gcash?

The repaying amount is quite considerable, so he will not be confident in an online transaction, especially if he is PAG-IBIG’s new user. In this way, he has to find out the physical counter for repayment monthly.

This approach is quite expensive and a hassle. He must visit an appropriate office, wait for the long queue to finish, and then pay his amount. Thus, Counter payments are consuming your time and are inconvenient. 

Steps to Pay Loan through GCASH

In-depth details of using the Gcash App are accessible in steady steps;

  • Gcash is a mobile App; open the original Application on your handset
  • Enter your PAG registered number to lead the Gcash account
  • The dashboard of your account is here; touch on the ‘Pay Bill’ button 
  • Various billing categories are promptly opened; click on the PAG IBIG 
  • Now click on the Housing and Real Estate Category 
  • Once you have selected your PAG account for Housing loan payment. You have to click on the bill type, whether it’s the due date or with penalty amortization.
  • You have uncovered your account with email and confirmed your account with other details. Tick on the proceeding link. 
  • Once again, verify and review your payment requirements for your payment confirmation. After your satisfaction, tap on the ‘Confirm’ option.
  • PAG IBIG housing payment is going to be successfully paid.
  • Finally, tap on the final option, ‘Done.’ Your loan has been paid.

CHECK: PAG IBIG Housing Loan Payment Verification

Before using your Application, you must submit the required repayment amount to your wallet. The next vital point is to ensure that you have an activated Gcash application on your phone. Next is the most important phase of linking your bank card with your Gcash profile.

On the other hand, online amortization transactions are undoubtedly reliable, quick, and more valuable. You get rid of the long queue, traveling to official counter troubles, and time consumption. Furthermore, online availability is cheap and reduces your complexities. The most diverse way to lessen the risks is to pay your PAG IBIG Housing Loan through a Gcash application.

Advantages of ‘Paying PAG IBIG Housing Loan Thru Gcash’

  • The Gcash Application has made the borrower’s life easier 
  • Your traveling money and time are saved
  • You can pay, refund even transfer your money anywhere and anytime
  • Manual process delays are quickly eliminated from your profile
  • Payments are managed automatically instead of your efforts
  • You get rid of physical payment where a bit of mistake causes problems, and you have to face the penalties for delayed amount submission.
  • You need not stand in lines outside the bank and post office
  • You get a notification of payment update
  • Effortless, convenient, frugal, and swift way of payment

FAQs

What is required to Gcash login and pay loans?

Gcash is designed as a mobile wallet. The PAG IBIG employers need to install this Application on their phones. Login to their personal contact number and enable a PAG account to perform their Housing loan payments. Moreover, now customers can get this Application on their PC for PAG payouts. 

Can I pay my loan online instead of counter payments?

Yes, you have various options to pay your PAG payments online. The more tranquil, secure, and convenient way is the Gcash payment tactic. 

Author

  • Marina Aguilar is a freelance writer and editor with a passion for personal finance and real estate. She has been writing about finance and housing for over five years and has worked with various clients, including banks, financial institutions, and real estate developers. Marina believes that everyone deserves access to affordable housing and is committed to helping Filipino workers achieve their dream of homeownership through the Pag-IBIG Fund's housing loan program. In her free time, Marina enjoys hiking, reading, and spending time with her family.

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