How to File Calamity Loan in PAG IBIG

How to File Calamity Loan in PAG IBIG?

The Philippines government declared a State of Calamity during Typhoon and the COVID-19 pandemic. The majority of Filipinos face financial challenges.

Fortunately, our PAG IBIG agency has introduced the Calamity Loan online application system.

It allows you to file convenient funding during natural disasters and community quarantines. You’re capable of knowing how you can file your calamity funds in PAG IBIG.

How to Apply Calamity Loan in PAG IBIG?

How you can apply Calamity Loan in PAG IBIG?

PAG IBIG Calamity loan amount is accessible to all members who are inhabitants under a State of Calamity region. It’s officially announced for all formally employed PAG IBIB, SSS, or GSIS members, self-employed, and all voluntary individuals. 

However, the authorized community for this loan is the local counterpart LDRRMC, NDRRMC, or the President. This loan amount is accessible in the following disastrous situations:

  • Land-sliding
  • Tsunami
  • Typhoons disorders
  • Volcanic eruption
  • Flood
  • Storm Surge
  • Earthquake
  • El Niño or La Niña
  • Fire

When a region is acknowledged under the State of Calamity, then Republic Act No. 10121 orders the appropriate funds and cash amount for affected people. Furthermore, it’s Section 17(d) of the Act directs government financial institutions to extend loans to affected residents.

The qualified individuals must ensure this payment within 90 days (3 months) of the State of Calamity declaration. The applicant’s required documents include the following:

  • Employment status letter
  • Calamity loan form
  • Two Valid IDs
  • Duly accomplished certificate to declare your residence under the calamity-affected region

How Much Is PAG IBIG Calamity Loan? You can acquire around 80% of your Total Accumulated Value (TAV)

You can avail of your calamity loan while actively contributing to the PAG IBIG agency. So, if you’ve accomplished one month’s contribution in the last six months, you can qualify to file for this loan. 

You’re able to complete your calamity loan file through our dedicated virtual way. Fortunately, your virtual PAG IBIG account isn’t essential to filing your application.

  • When you open our PAG IBIG virtual webpage, here you have the option to download your form for calamity loan payments. Hence, you can fill it out and press the option “Proceed” for further process.
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  • Here, you should choose your calamity loan type from what appears in the drop-down list. For example, “Cir 449 Odette Cebu” refers to Typhoon Odette’s effect in Cebu.
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  • When your MID is verified, you must upload your further details, email address, and mobile number.
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  • PAG IBIG sends an OTP on your application verification; now upload this OTP.
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  • Enter your validated cash card information and wait until it’s verified
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  • Then upload your remaining scanned copies of IDs, Calamity Loan Application Form, Photo, and Cash Card.
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  • You can submit your calamity loan amount application and get our provided reference number to analyze your loan status.
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You will need: How to Apply Short Term Loan in PAG IBIG?

PAG IBIG members have excellent access to submitting their loan files online. However, you don’t have to go for office timing (office closure) or nationwide calamities. Online loan processing access encourages our loaners to file up their contributions quickly and conveniently. You need to submit these documents:

  • Your selfie while showing your cash card and valid ID
  • Loyalty Card Plus (front & bank image) or UCPB, LandBank, DBP cash card
  • Valid ID

You are capable of entirely filling up your form virtually. Your authorized signatory or employer may sign the Application Agreement portion separately.

  • You need to download your application form for the calamity PAG IBIG loan and fill it out.
  • Now you may scan your filled form and send this form to your authorized personnel or company’s HR. The company manager put his signature in the Agreement box and resend it to you.  
  • For further processing, you should complete the required document copies:
  • Loyalty Card Plus or DBP/ UCPB/ Landbank Cash Card
  • Valid ID
  • Signed Calamity Loan Application
  • Finally, transfer your application and documents to our PAG IBIG email address [email protected].

Pag-IBIG Funding branches are open from 9:00 am to 3:00 pm to process calamity or MPL loans (short-term loans). 

To file your calamity loan Application, you must know this process:

  • Firstly, download the short-term loan form and complete the required section.
  • Then, submit your filled forms and necessary documents to any PAG-IBIG Funding branch. Once your loan application is approved, the representative may ask for further verification. You will receive an STL acknowledgment receipt with your calamity application number and mode of release. 
  • You may wait for the remaining verification, and that will be notified to you via text. However, you’re proficient to claim the proceeds through your disbursement card/payroll account. Remember you must bring your receipt on the scheduled date for loan proceeds.
  • Ultimately, your employer is able to submit the calamity loan application on your behalf with an authorization letter and complete the file.

You can easily file your calamity loan under PAG IBIG, the eSignature system.

  • Here, you may open and then select your required Calamity form in the editor portion.
  • Fill up the sections by entering your details
  • Now, you may utilize the toolbar to mark and date your document
  • Press on the “Sign” option and then “Add Signatures”. Afterward, you have to upload your signatures and save your information
  • Recheck your form and press the option “Done”
  • It’s a quick way to accomplish your Calamity loan in PAG IBIG by filling out your form according to our official format.
How you can get Calamity Loan from PAG IBIG Online Quickly?

When your calamity loan file is approved, you can receive your amount by various methods, including:

  • Bank account – Payroll’s Creditable System Validation (PACSVAL) of LandBank
  • Disbursement card (Loyalty card of PAG IBIG)
  • Payable check for loaner
  • Additional acceptable modes that the PAG agency announces

To file for your PAG IBIG Calamity loan you may get it form from our PAG IBIG offices or virtual pagibigfund.gov.ph source. Then you must complete your loan with documents within 90 days of declaration from the State of Calamity.

Once your application file is submitted, you may receive an STL acknowledgment receipt that comprises your application number. This receipt is vital for the scheduled release of loan proceeds. You can conveniently obtain 80% of the entire TAV for this loan.

Author

  • Marina Aguilar is a freelance writer and editor with a passion for personal finance and real estate. She has been writing about finance and housing for over five years and has worked with various clients, including banks, financial institutions, and real estate developers. Marina believes that everyone deserves access to affordable housing and is committed to helping Filipino workers achieve their dream of homeownership through the Pag-IBIG Fund's housing loan program. In her free time, Marina enjoys hiking, reading, and spending time with her family.

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