The majority of Filipinos are looking for alternative income sources due to a lack of employment or limited wages. To bear the financial necessities of a family, it’s essential to acquire additional resources, whether they can be loans or a small venture into entrepreneurship. Hence, members without work may encounter difficulties. It’s crucial to recognize the available resources for them during emergencies and for other requirements.
One noteworthy approach of our PAG IBIG Organization is that it provides cash loans for numerous necessities to unemployed ones. So you can accomplish your fundamental needs, including medical and education expenses, housing repair and renovation expenses, etc. We’re going to elaborate that you’re capable of availing the PAG IBIG-specific loan without any of your work. Whether the PAG IBIG loan offer is accessible for all Filipinos who are locally employed or overseas, self-employed or even unemployed (on specific terms).
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Can I acquire my PAG IBIG Loan without my work?
Yes, suppose you’re a non-working spouse or self-employed, you’re able to avail of a cash loan amount of PAG IBIG. Meanwhile, if you possess a PAGIBIG cash card or Loyalty Card Plus, you can also qualify for a PAG-IBIG loan. You need to ensure your complete loan application form and submit it with the essential documentation. However, if you’ve got a PAG Loyalty Card, you can only fill out their virtual form. This situation is applicable when your employer is verified in the Virtual PAG portal for Employers.
Non-working individuals can obtain the PAG IBIG Loan amount for:
Requirements to Avail PAG-Loan (Non-Working Spouse)
If you’re unemployed by your Member-Spouse is Business Holder:
Self-Paying Employee (Company Sponsorship Waived)
For those members who are working for one or more companies. still, for specific reasons, they need to go independently to cover their PAG IBIG contributions without their company’s assistance.
Reactivating Members (Unemployed Ones)
In challenging situations, job security can be uncertain. If you find yourself unexpectedly unemployed, you can still maintain your contributions by submitting an Affidavit of Unemployment.
What is the Monthly Contribution of PAG IBIG for Non-Working Individuals?
Per month, Bi_month contribution, quarterly, and so on.
Documentation for Voluntary PAG IBIG Membership
Suppose you’re a non-working individual in the Philippines but often freelancing. Such members are capable of applying for housing loans by representing their earning certificates, bank statements, and billing proof to our official branch.
Final Statement
Filipinos without work are able to obtain the PAG IBIG Loanable amount under specific scenarios. So you can acquire a multi-purpose cash loan here and accomplish your requirements. You may also enjoy our loan offers via your working spouse, who can assist you in building your home in the Philippines. Besides cash loans, our agency is assisting in providing long-term loans based on official documentation that you may accomplish by your business member spouse.
