Your Pag-IBIG Loyalty Card number is printed on the back of your Loyalty Card Plus. Many members mix it up with their Pag-IBIG MID number, which is a different number. This guide shows where each number is and when you need it.
This is an independent guide. For official transactions, use the Pag-IBIG Fund website, Virtual Pag-IBIG or a Pag-IBIG branch.
Where Is the Card Number?
Turn your Loyalty Card Plus over. The card number is printed on the reverse side. Pag-IBIG itself says this in its Virtual Pag-IBIG help pages, where it asks for the last four digits of the card number found at the back of the card.
The card number is usually 16 digits long, like a bank card number, because the card is issued by a partner bank.
Card Number vs MID Number
| Loyalty Card Plus number | Pag-IBIG MID number | |
|---|---|---|
| Where to find it | Back of the card | Your Pag-IBIG records, Virtual Pag-IBIG, payslip or MDF |
| Length | Usually 16 digits | 12 digits |
| What it is for | The card and its bank account | Your Pag-IBIG membership record |
| Changes if you get a new card? | Yes | No, you keep it for life |
If you are looking for your membership number instead, read what the Pag-IBIG MID number is.
When You Need the Card Number
- Creating a Virtual Pag-IBIG account with your card. You enter your MID number, the bank that issued your card and the last 4 digits of the card number.
- Checking your card balance online. Pag-IBIG says this is currently available in Virtual Pag-IBIG for cards issued by Asia United Bank.
- Calling the issuing bank about a lost card, a blocked card or a PIN problem.
Which Bank Issued My Card?
The bank logo is printed on the card. Pag-IBIG’s Virtual Pag-IBIG pages mention cards issued by Asia United Bank (AUB), and many members also hold cards issued by UnionBank. Use the bank shown on your own card when Virtual Pag-IBIG asks for it.
Lost Your Card?
You cannot see the card number without the card. Contact the issuing bank first to block the card, then ask Pag-IBIG about a replacement. See how to apply for a Pag-IBIG Loyalty Card.
Frequently Asked Questions
Is the Loyalty Card number the same as my MID number?
No. The MID is your 12-digit Pag-IBIG membership number. The card number belongs to the card itself.
How many digits of the card number do I need for Virtual Pag-IBIG?
Only the last 4 digits, together with your MID number and the issuing bank.
Can I use the Loyalty Card Plus as an ID?
Read is the Pag-IBIG Loyalty Card a valid ID for the details.





