How To Activate Virtual Pag-IBIG

How To Activate Virtual Pag-IBIG?

Let us help you make the activation of the Virtual Pag-IBIG account hassle-free! From membership registration to loan applications and real-time chat facilities, the account offers many services at your fingertips. You can activate through three methods; we’ve provided a step-by-step guide.

Are you equipped with a Loyalty Card Plus? Yes, then jump to that guide. No worries if you don’t have that card, as we have a solution that involves waiting a few days. There’s also a method if you’re an Overseas Filipino worker. 

To activate Virtual Pag-IBIG with a Loyalty Card Plus, visit the Official site and click “Create Account.” Then follow the under-mentioned steps depending on what’s for you.  

How To Activate Virtual Pag-IBIG?

The online process for Pag-IBIG activation is simple. We’ve got you covered with easy steps in three different ways to get your account activated. 

Setting up your Virtual Pag-IBIG account with a Loyalty Card Plus is the easiest out of all: 

Virtual Pag-IBIG activation steps with Loyalty Card Plus:
  • Go to “Create Account.”
Virtual Pag-IBIG activation steps with Loyalty Card Plus:
  • Opt for the “Loyalty Card Plus” option.
Virtual Pag-IBIG activation steps with Loyalty Card Plus:
  • Fill in your details: MID number, bank name of your card(AUB, Union, or Robinsons), and the final four numbers Loyalty Card Plus.
Virtual Pag-IBIG activation steps with Loyalty Card Plus:
  • Put in the one-time PIN (OTP) you received.
Virtual Pag-IBIG activation steps with Loyalty Card Plus:
  • Add your email and provide answers to security questions. Don’t forget to check your email to write the temporary password.
Virtual Pag-IBIG activation steps with Loyalty Card Plus:
  • Set up a new password.
  • Sign in by writing the email and the newly set password.
Virtual Pag-IBIG activation steps with Loyalty Card Plus:

That’s it! Now, you’re all set to use your Virtual Pag-IBIG account. 

No Loyalty Card Plus? No problem! You can still activate your account, but you’ll need to visit a Pag-IBIG branch. Here’s how:

Activate Virtual Pag-IBIG Online Without Loyalty Card Plus:
  • Click on the “Create your account online” option.
Activate Virtual Pag-IBIG Online Without Loyalty Card Plus:
  • Fill in your details: MID number, name, birthdate, and mobile number.
Activate Virtual Pag-IBIG Online Without Loyalty Card Plus:
  • Enter the OTP sent to your phone.
Activate Virtual Pag-IBIG Online Without Loyalty Card Plus:
  • Add your email, answers to security questions, mother’s maiden name, and birthplace.
Activate Virtual Pag-IBIG Online Without Loyalty Card Plus:
  • Snap pics of your passport or two valid IDs and upload them.
Activate Virtual Pag-IBIG Online Without Loyalty Card Plus:
  • Take a quick selfie holding one of the IDs.
Activate Virtual Pag-IBIG Online Without Loyalty Card Plus:
  • You’ll receive a text confirming your account creation. And it’ll get activated. 
Activate Virtual Pag-IBIG Online Without Loyalty Card Plus:

Note! Remember to change your temporary password for extra security of your account.

If you’re an Overseas Filipino Worker (OFW), here’s the lowdown on setting up your Virtual Pag-IBIG account:

Virtual Pag-IBIG Membership Activation For OFW:
  • Hit “Create Account” and then “Continue.”
Virtual Pag-IBIG Membership Activation For OFW:
  • Choose “Account Creation for OFWs.”
Virtual Pag-IBIG Membership Activation For OFW:
  • Type in your info: MID number, name, birthdate, and mobile number in the Philippines.
Virtual Pag-IBIG Membership Activation For OFW:
  • Enter the OTP sent to your mobile.
Virtual Pag-IBIG Membership Activation For OFW:
  • Provide info about your host country, email, answers to security questions, mother’s maiden name, and birthplace.
Virtual Pag-IBIG Membership Activation For OFW:
  • Snap pictures of your passport or two IDs and upload them.
Virtual Pag-IBIG Membership Activation For OFW:
  • Take a quick selfie with one of the IDs.
Virtual Pag-IBIG Membership Activation For OFW:
  • You’ll get a text confirming your account creation, and your account will be activated. 
  • Just wait for three days! 

Thinking about getting a Virtual Pag-IBIG account? It’s a smart move for anyone who wants easy access to money-related stuff online. Virtual Pag-IBIG is an online platform making Pag-IBIG services accessible anytime, anywhere. It’s not just for information; you can do transactions without visiting a branch! 

Whether you’re tech-savvy or just starting, making a Virtual Pag-IBIG account means you can do a bunch of money things without any fuss. 

The Virtual Pag-IBIG has an array of services with and without the account. Let’s get into it: 

CHECK THIS: ­­Virtual PAG IBIG Employer

  • Pag-IBIG Membership Registration: Easily sign up for Pag-IBIG membership online.
  • Pag-IBIG MID (Membership ID) Number Verification: Confirm your Membership ID Number hassle-free.
  • Modified Pag-IBIG II (MP2) Enrollment: Enroll in Modified Pag-IBIG II (MP2) without needing a Virtual Pag-IBIG account.
  • Loan Applications: Apply online for Pag-IBIG housing, multi-purpose, and calamity loans.
  • Housing Loan Interest Rate Repricing: Apply for your home loan interest rate easily using our online platform.
  • Online Payments: Conveniently make payments for Pag-IBIG contributions and loans using credit cards or PayMaya.

Activate the account to have all these services online on your PC or mobile: 

  • Savings Records: Access and view Pag-IBIG regular and MP2 savings records, including annual dividends earned.
  • Loan Status Check: Check your housing status, multi-purpose, or calamity loan.
  • Loan Records: View detailed loan records, including payments and outstanding balances.
  • Account Balance and Transactions: Keep an eye on your Pag-IBIG Fund Loyalty Card Plus to see how much money you have and check your transactions.
  • Appointment Booking: Schedule appointments for the submission of housing loan requirements.
  • Real-Time Chat Facility: In real-time chats for inquiries and concerns about your Pag-IBIG membership.
  • Record Merging Application: Easily apply for merging or consolidation of member records.
  • Member-Employer Online Services: Access online services to endorse and monitor your employees’ loans as a member-employer.
  • Real Estate Developer Online Services: Enable real estate developers to validate borrower-members’ qualifications for Pag-IBIG housing loans.
Why Create an Account?

What is Virtual Pag-IBIG?

Virtual Pag-IBIG provides secure and convenient access to Pag-IBIG services from anywhere. It uses just your smartphone or computer with an internet connection. Think of it as having your personal Pag-IBIG Fund branch at your service, which can answer your questions anytime! 

Will the Virtual Pag-IBIG offer additional services in the future?

Yes, Virtual Pag-IBIG continuously expands its services to enhance your online Pag-IBIG experience. Stay tuned for more!

I don’t have a Virtual Pag-IBIG account. Can I still enjoy its services?

Absolutely! You can access services as given above. Creating an account is necessary for features like viewing savings and loan records.

Overall, Virtual Pag-IBIG is a total game-changer. It makes money transactions and payments easy online. Whether tracking savings, checking loans, or setting up appointments, this platform is about simplifying life. You don’t need an account for some of these services, but having one is convenient. So, follow the above guide for creating and activating the account on this platform. 

References

1- https://www.moneymax.ph/government-services/articles/virtual-pag-ibig

2- https://www.pagibigfundservices.com/virtualpagibig/FAQs.aspx

Author

  • Marina Aguilar is a freelance writer and editor with a passion for personal finance and real estate. She has been writing about finance and housing for over five years and has worked with various clients, including banks, financial institutions, and real estate developers. Marina believes that everyone deserves access to affordable housing and is committed to helping Filipino workers achieve their dream of homeownership through the Pag-IBIG Fund's housing loan program. In her free time, Marina enjoys hiking, reading, and spending time with her family.

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